my wife and I just last night found a real jewel of a restaurant in the rough of Germantown (down the road a few miles from Chestnut Hill). We ate at Umbria and had a fantastic meal. The atmosphere of this very small restaurant is romantic (paintings of a local artist on the wall, Miles Davis playing in the background, low lit table lamps with while table clothes, etc.). The food is eclectic Italian-French-Mediterrean and the restaurant is named for the region of Italy where the talented chef visited and studied it's cuisine. It is also BYOB as well.
The menu is small but with many specials and it is reasonably priced (2 apps, 2 entrees, 2 dessert and coffees for $70). The waitstaff is friendly, helpful, and the meal was very well paced. My wife had lump crab meat and I rack of lamb and both were fantastic. In general, it was a very delightful evening and we feel we have discovered a real gem. This place is as good as any/many we have eaten at in Center City at half the price. We highly recommend it!