I feared putting that in the subject line in case people wouldn't open it. As I happened to be there this morning as they were taking these bagels out of the oven, I took the plunge. This baked good is covered in a layer of cheddar cheese and maybe a little something else mixed in, but if there's something else in it, it's very mild. Seemed mostly cheddar. The whole was filled with soft yet crispy cheese as well. The outer shell was firm and somewhat crispy. The inside was perfectly cooked to my taste- dense, yet fluffy and a little doughy, if that makes any sense to describe bread with contradictory adjectives. I couldn't believe how delicious it was. And it wasn't because I was ravenous. In fact, I wasn't all "that" hungry, just looked good coming out of the oven. Nonetheless, a pleasant and delightful surprise. I haven't had any of their other bagels, so I make no comments, but the cheddar smothered was damn good.