I must have walked past this place 300 times, and I never noticed it sold chocolate. The loquacious owner, Jack, thought the name of the store, "Chocolate Covered," would have given me a clue. But it took me five years to notice the chocolate on the shelves hidden behind the antique lunch boxes that fill the window.
Anyway, this small shop sells a very wide selection of fine chocolates. I recall seeing Valhrona, Cote d'Or, Michel Cluizel, Scharffenburger, Dolfin, Vosges, Donnelly, and many, many others. Everthing is packaged (bars, tins of 100% cocoa, etc.); in other words, there are no display cases of loose truffles and such. At present he does not regularly stock large portions for baking purposes, but plans to do so soon and will do special orders.
He's determined to have the widest selection in the city. When I mentioned Fog City News has a few brands he doesn't carry (the opposite is also true, BTW), he was taken aback and swore that he would go by there, see their selection, and add product.
Prices are not cheap, but seem fair and reasonable; lower than Fog City on most items. He's always got a few samples open and offers generous tastes. Jack will also talk your ear off from the moment you walk in the door to probably several moments after you leave, so be prepared.
He also sells collectible lunch boxes and custom made tin boxes, on which he can cyanotype any picture that you bring to him.
3977 24th Street (between Noe and Sanchez)