I lived in NY and Montreal for several years each. Out of the oven, for me it's a toss up. THe NY is saltier, and much bigger. The Montreal is smokier and sweeter, and denser and I love that it's hand made, each one different than the next. But for a smoked salmon cream cheese and bagel experience, I can't tell you which one I prefer. I like the salitiness of NY, but I like the smokiness of Montreal. There is a faint taste of honey, which I understand comes from honey in the boling water in Montreal. I like the more cakey quality of NY, and I like the density of Montreal, which is akin to bagels in my native Chicago (a cross between NY and Montreal, perhaps). What do people say who have had both.