It seems, near me, that areas that have more/larger HOAs have more chain restaurants and mom and pop type places are nicer on the interior but food is bland and generic. In/nearer cities, food gets more eclectic and your chances of finding a good hole in the wall place is much higher. Is that true near you? Why is it? Is it the people who like HOAs similarly like their food similarly controlled? That's what I'm finding where I live. People love the Cheescake Factory, PF Changs, etc. Even Thai or Japanese places are pretty uniform--pretty and generic. I know few people who would venture out of the sanitized comfort zone.
Living in suburbia HOA-land, I wish I had thought of this years ago, before we bought our house. How much did finding quickly access to good food factor into where you live, or how much will it in the future?