Here in Northern VA we just got a Bear Rock Cafe on the Arlington-Falls Church line, on the first floor of a pricy condo building. From driving past it looks a lot like our local Cosi, which is on the first floor of another pricy new condo building. And that means they both look a lot like Panera, of course.
The menu looks similar too -- sandwiches, salads, little pizzas.
Let me guess: one of these chains was founded by some guy who worked at the other?