Easy Vegetarian Chili

Ingredients (17)

• 1 tablespoon vegetable oil
• 1 onion, medium dice
• 1 carrot, medium dice
• 2 garlic cloves, minced
• Kosher salt
• Freshly ground black pepper
• 1 bell pepper, medium dice
• 1 zucchini, medium dice
• 2 teaspoons ground cumin
• 2 tablespoons plus 1 teaspoon chili powder
• 2 (15-ounce) cans light kidney, dark kidney, or black beans, drained and rinsed
• 1 1/2 cups water
• 1 (28-ounce) can chopped tomatoes
• Chopped cilantro, for garnish (optional)
• Quartered lime pieces, for garnish (optional)
• Shredded cheddar cheese or crumbled queso fresco, for garnish (optional)
• Sour cream, for garnish (optional)