No shame here -- this is a question for you bargain-friendly types that live in SF...
What bakeries do you know of that discount their goods near the end of their day?
I got to thinking about this when I went to a Noah's in Laurel Village to get a quick snack before an evening class started. They must've been just about to close b/c I got a sandwich gratis. (No I didn't repeat this again).
However, a French bakery off fillmore doesn't discount - they give their leftovers to Project Open Hand (I think), after their employees get it.
Maybe those days are gone when people do the "half off" thing with baked goods...but i figured it'd be a fun compilation to see.